Do you want plastic surgery but are worried about the cost? If so, learn how to afford plastic surgery here.
Women and men get plastic surgery for all kinds of reasons. For some, cosmetic procedures give them the opportunity to feel young again and maintain the looks they’ve always had. For others, the investment in plastic surgery helps them celebrate a life accomplishment, such as losing massive weight or entering retirement.
Whatever your reason for wanting plastic surgery is, you shouldn’t let finances hold you back. Try to see it as an investment in yourself, which is worth every penny.
For big expenses like this, though, you do have to take a moment and consider how you’re going to afford it.
Keep reading for everything you need to know about how to afford plastic surgery – plus a handful of tips to help you make ends meet!
How to Afford Plastic Surgery: The Basics
The thing about plastic surgery cost is that you have to think way beyond the numbers. Don’t just go into consultations looking for a low cost. Remember, there’s no need to be intimidated by big numbers either.
As you weigh all your options and decide which procedures to do, make sure you understand these things:
The Cost of Surgery Varies
Plastic surgery costs vary depending on the kind of procedures you’re after as well as what doctors need to do to achieve the best outcome. Every person’s body is made differently, which affects how the procedure is done, the time of recovery, and what medications are prescribed.
Not to mention, outlying health conditions or the combination of different treatments can affect the total cost too. This is why you should always talk to different doctors for specific estimates.
Never assume that your surgery is going to cost as much as what your friend said theirs was worth.
The Best Time to Save Is Now
Keep in mind that you don’t have to get plastic surgery done tomorrow. However, you should start saving today if you know for a fact that this is something you’d eventually like to do.
Even if you have to put off getting surgery for a few months or wait further down the line, at least you know your funds are going to be adding up in the meantime. Before you know it, you will have the money you’ve been needing because you made the decision to start taking saving seriously.
The Value Exceeds the Price
Whether you have to save for a few months or wait almost a year, think about what you’re really paying for.
Plastic surgery isn’t an expense that you can afford to cut corners with. It’s worth paying a good price for your procedure to make sure you get the best results possible.
The best results typically come from experienced surgeons who have been doing this for a long time. They know their stuff, use innovative techniques and tools, and tend to be in high demand. These are all factors that can raise the price of your procedure, but they’re definitely worth paying for.
If you go with the cheaper option and use a doctor who isn’t very reputable or experienced, what you’re really doing is taking a gamble on your looks and wellbeing. It’s better to pay more money for more peace of mind throughout the process of your transformation and for better results too.
7 Ways to Save Money for Plastic Surgery
Although it’s smart to invest in the best possible surgeon you can get, you shouldn’t have to stress over how much your procedure is going to cost. Thankfully, there are plenty of ways to save money for plastic surgery so you can make ends meet without cutting corners.
Here are seven ways you can save money for all the procedures you want!
1. Find a Finance Plan for Your Treatment
One of the first things you should do when looking for a plastic surgeon is to check whether or not your health insurance will cover a part of your treatment costs. As you’re going to different consultations and narrowing down your options, you should start talking about finance plans.
Many plastic surgeons offer in-house financing. This means you can pay off your plan over time instead of having to hand over all the money to cover your procedure at once.
Most in-house plans require a down payment to get started. Down payments typically vary depending on how much you’d like to pay off each month and how long you’d like your finance plan to last for.
Keep in mind that there could be interest added to your expenses if you miss a payment, though.
2. Bundle Different Procedures
Are you trying to decide between paying for one procedure versus another? If you’re looking to do a total body transformation, it’s best to bundle as many procedures together as you can.
This means you’ll only have to pay for the use of the operating room and anesthesia once. Plus, it’s smart to bundle your recovery time together instead of having to continue to take time off for different post-op needs.
Your surgeon may even be willing to offer you a deal on your total costs if you bundle procedures. However, remember that some surgeries cannot be done together.
3. Cut Down on Travel Costs
To cut down on travel costs can mean two different things.
The first is that you shouldn’t have to travel far and wide to get plastic surgery. It’s one thing to have to go to a neighboring town or to a city a few hours away for a good surgeon. But, there’s no need to travel all the way across the country just to get a bit of work done on your body.
More so, if you’re a frequent traveler, you may want to think about setting some of your vacation money aside and putting it into your surgery costs. This will significantly boost your savings and get you one step closer to your treatment!
4. Stop Spending on Little Things
Just as it’s worth cutting back on travel costs, you should be trying to spend less on frivolous items altogether. Between your morning coffee, the lunch you buy during your work break every day, and all the other miscellaneous things you purchase, you’re throwing a lot of money away.
Take a step back and think about all the money you spend that could be put into your plastic surgery savings.
This doesn’t mean you should never go to Starbucks or that you can’t eat out anymore. But it’s worth rethinking how small expenses add up and finding different, cost-friendly ways to maintain the quality of life you’re used to.
5. Make Small Investments
Speaking of how small expenses add up, have you considered making any investments lately? Maybe what you need to do to save for plastic surgery is put a little bit of money into penny stocks or buy some personal financing apps.
Resources like Acorns or Mint can help you do so many things with just a small amount of money.
Acorns is an app that invests the difference in change when you swipe your card. It takes the nickels and dimes you wouldn’t give a second thought to and turns all your transactions into a large amount of savings over time.
Mint, on the other hand, helps you understand where all of your money is going to. It’s a personal budgeting app where you can check and track your budget.
6. Consider Getting Surgery as a Gift
Here’s another interesting way to come up with the funds you need for surgery: getting it as a gift.
If your birthday anniversary is around the corner, talk to your husband about splitting the cost of surgery as your gift this year. See if your mother or sister is willing to add to your surgery savings for Christmas. Maybe ask a handful of close loved ones to pitch in for the total cost.
It might sound like a big ask, but it’s not that much when a few different people pitch in. Even splitting surgery between yourself and your spouse can be a big help.
7. Budget Your Recovery Time
Keep in mind that money isn’t the only thing you’re investing when you get plastic surgery. Surgery also requires a significant amount of your time.
Many people end up taking personal time off work to get the procedure they need. This cuts into how much money they could be making, and it’s not exactly the most glamorous way to use your time away from work.
As such, many people schedule their surgery around the holidays or bank holidays when they know they can miss less work than normal. Be sure to look up more info about your pre- and post-surgery needs before finalizing your budget and making all the arrangements.
More Money-Saving Insights and Ideas
At the end of the day, there’s no cost too big for your personal well-being of the mind, body, and spirit. If plastic surgery is what you need to feel better in your own skin, or if it’s actually something that benefits your health, go for it.
Just be sure you figure out how to afford plastic surgery before you go under the knife. For more money saving tips to help you afford all your healthcare costs, click here.
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