There’s nothing more stressful than finding yourself suddenly faced with an emergency situation, but not having the money on hand to help resolve the problem. It might be a medical emergency, such as an accident, or some other urgent situation that needs to be addressed ASAP.
So, if you find yourself in these unfortunate circumstances, where can you get the money you need in a hurry so you can sort out your problems?
Let’s cover a few options that may be available to you.
Is There Anyone You Can Borrow the Money From?
This is often one of the fastest ways to find money when faced with an urgent situation. People are more inclined to lend money in an emergency too.
Do you have a friend or a family member who could front you the money if you promised to find a way to pay them back as quickly as possible? If you need thousands of dollars to resolve your problem, then it might be a tough ask, but if a few hundred or a thousand will help get the situation sorted, then someone you know might be willing and able to help you out.
You Could Get An Emergency Loan
When it comes to Emergency Loans, Australia offers up quite a few finance options from banks, building societies and private lenders. If you want an Emergency Personal Loan, then private lenders are your best option, as many of them offer emergency same day loans. You may receive the money fast so you can get out of a sticky situation.
A fast Emergency Loan from a private lender can be applied for online and you’ll need minimal documentation to support your loan application. It’s certainly a good option to seriously consider in an emergency situation.
Do You Have Anything Of Value That You Could Sell Quickly?
You don’t want to sell off something you’ll really need, like your car, for example, but likely you’ll have something of value that you could move relatively quickly if you placed an ad on Gumtree or Facebook Marketplace.
It will depend on how much money you need to get yourself out of trouble, but possibly you could sell off a TV, stereo, a piece of furniture that you can do without for a while, a guitar, to name a few possibilities.
A quick browse around the house and you’ll come up with a list of possible items you could list for sale to resolve your emergency situation.
You Could Do Odd Jobs Around Your Neighbourhood
Provided your emergency isn’t a physical injury that prevents you from working, you could do some odd jobs for people around your area. Maybe car washing or mowing lawns for some extra cash in the hand. Some busy people will even pay their neighbours to regularly walk their dogs for them.
Getting odd jobs may require you to do a bit of door knocking, but it can result in making some cash fairly quickly.
Get Another Job Temporarily
This could be as simple as delivering pizzas during the evening using your own car, or you might be able to line up a more stable part-time gig. Either way, a second income stream will prove invaluable when it comes to finding the money you need to cover your emergency expenses.
You don’t have to do the second job or deliver pizzas for the rest of your life. Just until your situation is sorted out.
Promote Your Skills Online
If you have some skills that can be used online, such as doing voice overs, writing, video production, designing, programming and more, then you can advertise your services on sites like Fiverr. It’s a popular way for people to make extra money online from home and maybe it’s something you could look into as well.
Everyone has a useful talent that is worth paying for, so think about what you can offer, then list your skills online and start making some cash.
There are always options to find money when you’re faced with an emergency. However, if you need the cash fast, applying for an Emergency Loan from a private lender or borrowing from a friend could definitely be your quickest option. This article has covered a select few alternatives, but search online and you’ll be sure to come up with a variety of other options to cover your emergency.